Effective October 28, 2026
The following Creator Earnings Program Rules (the “Rules”) apply to any User that participates in the Creator Earnings Program (the “Program” or “Creator Earnings Program”). In these Rules, “Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with PPL, and “you,” “your,” or “Creator” means you, an individual, with a PPL account participating in the Program. Any other capitalized terms used but not otherwise defined herein shall have the meaning given to those terms in the Terms.
To participate in the Program, you must be at least 18 years old, and meet the other eligibility requirements set forth in Section 4 below.
In addition to these Rules, your participation in this Program is subject to the PPL Terms of Use (the “Terms”), PPL Privacy Policy, and all policies incorporated therein (collectively, the “PPL User Agreement”). Please read these Rules carefully to make sure you understand the applicable terms, conditions and exceptions.
In order to participate in the Program, you agree to the following terms and conditions. If you do not agree to these Rules, you may not participate in the Creator Earnings Program. We reserve the right to deny a Payout Request (as defined below) from any User that is or that we suspect to be in violation of these Rules. By participating in the Program (if you are approved by PPL) or otherwise indicating your acceptance (for example, by agreeing to these Rules when applying to the Program, clicking “Join & set up payouts,” etc.), you represent and warrant that you have read, understand, and agree to be bound by these Rules. By accepting these Terms, you further consent to PPL’s use of the data that you provide, we collect about you, or we infer about you to consider your acceptance to the Program.
The Creator Earnings Program lets Creator’s share in the revenue generated by sharing their Content on PPL. When a PPL User spends eligible Gems, as designated by PPL in the PPL App, on a Creator’s Content, such as unlocking an episode or buying a series pass, a User’s character receives a gift, or two or more Users collaborate on shared episodes, the Creator earns a predetermined amount of cash based on the number of Gems spent and the rate then in effect as provided in the PPL application (“Creator Earnings”).
In PPL’s sole discretion, Creator Earnings may also be earned as bonuses and prizes for participation in certain PPL promotional initiatives that may be offered from time to time, such as the Creator Bonus, the Founding Creator bonus, and contest prizes like the Halloween Challenge. Terms and conditions for such programs are set at PPL’s discretion (such as making payouts immediately available), and may change from time to time, or be ended entirely.
The applicable rate may change from time to time, but the rate at the time is recorded on each transaction, so a later change never alters past Creator Earnings.
Payouts of Creator Earnings in U.S. dollars (“Payout”) may be requested in accordance with Section 7 of these Rules, subject to PPL’s approval of a payout request submitted by the User (“Payout Request”) and compliance with the Terms and these Rules. Payments to you are made through our Payment Partner if the revenue share reaches a certain threshold during our periodic payout schedule. PPL may amend or cancel the Program at any time in its sole discretion, including for business, financial, or legal reasons.
A Creator can elect to convert their dollar earnings back into Gems instead of requesting a Payout at the then applicable exchange ratio provided in the PPL App. Once Creator Earnings are exchanged for Gems, the Creator’s account will be updated accordingly and the converted Gems may not thereafter be exchanged for Creator Earnings.
PPL reserves the right to modify, amend, or cancel the Creator Earnings Program, add, remove, or modify the eligibility requirements, at any time and for any reason. The existence of the Creator Earnings Program today in no way creates an obligation for us to continue providing and maintaining the Creator Earnings Program in the future. We reserve the right to review activity of any Account to assess the validity of Gem and Creator Earnings balances, investigate complaints, or if we believe in our discretion that the Account’s owner has been involved in a violation of the Terms, the Rules, or any applicable law. We may deny payment to any User that we believe has violated the Terms, these Rules or any applicable law.
In order to participate in the Creator Earnings Program, a User must complete an onboarding process and receive approval from PPL. PPL uses Stripe Connect (“Payment Processor”) to: (i) operate the onboarding process; (ii) determine if a User is eligible to participate in the Creator Earnings Program; and (iii) facilitate Payouts, in each case as provided in Sections 7 and 8 below. Users may be required to utilize the Payment Processor’s interface and provide information to the Payment Processor to obtain approval to participate in the Creator Earnings Program.
A User must meet the following requirements to participate in the Creator Earnings Program (the “Program Eligibility Requirements”):
(a) be a Creator based in the United States;
(b) be a User who is 18 years of age or older;
(c) have an active account with our payment processor (payments will be made via and are subject to the terms of our payment processor);
(d) have a verified email address associated with your Account;
(e) generally be a community member in good standing at all times while using the PPL Platform. As a general rule, we only accept Users to the Creator Earnings Program if they have not been suspended or banned from the PPL Platform or the Creator Earnings Program within the past twelve (12) months. Users with suspensions or bans within the past twelve (12) months may still apply, and such applications will be reviewed on a case-by-case basis, taking into account the severity and recency of the suspension or ban;
(f) use the PPL Platform in strict compliance with these Rules, the Terms, and the requirements set out in Section 5 below;
(g) not engage in any of the following activities: scamming, phishing, false advertising, or any illegal or unethical activities; and
(h) meet any other eligibility requirements that we or our Payment Processor may establish from time to time in our or their sole discretion, including but not limited to: (i) having all applicable tax forms on file with our Payment Processor; and (ii) completing any applicable Payment Processor Know Your Customer registration, as required by such Payment Processor.
Additionally, prior to payout you must complete identity verification with our Payment Processor. Please also see the Payments section below for payment details. If your account does not meet an eligibility requirement or violates the PPL User Agreement, you will be notified via email. You will have an opportunity to appeal by writing to PPL by responding to the email we will send to you. If you do not appeal or we reject your appeal, you will be ineligible to join the Program. PPL reserves the right to reject applications at its sole discretion, including for business, financial, or legal reasons.
PPL may revoke a User’s approval to participate in the Creator Earnings Program at any time if the User violates any of these requirements.
Please note that employees of PPL are ineligible for participation in the Program, unless otherwise pre-approved by authorized personnel of PPL.
Your participation in the Program must not violate any applicable laws, rules or regulations. You are solely responsible for any violation by you or your account of any applicable laws, rules or regulations. We may impose additional limits based on anti-money laundering, sanctions or anti-fraud laws or policies, including, without limitation, we may block any transaction it determines to be, but not limited to, fraudulent or illegal activity or potentially fraudulent or illegal activity. We may suspend, withhold, reduce or deny payment of Creator Earnings based on any activity that we believe were due to any breach of the PPL User Agreement or that we believe may involve fraudulent or manipulative activity (including bots, fake engagement, multiple accounts, payment fraud, or abuse of PPL’s Program rewards system), a violation of any law, and/or any revenue generated from Content from any blocked transactions.
You may not participate in the Program if you are a person with whom U.S. persons are not permitted to have dealings pursuant to economic sanctions, including, without limitation, sanctions administered by the United States Department of the Treasury's Office of Foreign Assets Control or any other applicable sanctions authority (“Prohibited Person”). This includes, without limitation, persons located in, or a citizen of, or ordinarily resident in, the following countries and regions: Cuba, Iran, the Crimea Region of Ukraine, North Korea and Syria. You represent and warrant that you are not a Prohibited Person.
In addition, your Creator Earnings from the Program are not transferable between PPL accounts, other than the merger of two accounts of the same User into a single account.
Violation of any of the above rules and restrictions may lead to termination of your participation in the Program and/or your eligibility to receive any share of the revenue.
The Program and our payments processor currently supports payouts in the United States of America only.
A Creator that creates, sells, or otherwise makes Creator Content available to others must comply with the following additional ongoing obligations:
(a) Provide an ongoing experience that complies with our Terms and these Rules.
(b) Make reasonable efforts to update your Content for security, technical and other reasons, including ensuring compatibility with the latest version of the Platform and all hardware on which the Platform is available.
(c) Comply with all other Creator obligations in these Rules.
(d) Provide assistance to PPL for legal and compliance reasons. For example, we may ask for your assistance with the DMCA takedown process relating to intellectual property issues.
If you wish to continue to be eligible to receive Payouts from the Program, you must comply with the above requirements. If you wish to opt out of ongoing participation in the Program, please contact us at help@ppl.xyz.
When you submit a Payout Request via the PPL App, PPL will review your Payout Request and associated activity on the Platform to determine your eligibility for a Payout. Initiating a Payout Request does not guarantee that you will be able to receive your Creator Earnings. PPL alone has the authority and discretion to determine if your request will be honored based on its review of your account and compliance with the Terms and these Rules. In addition, our Payment Processor may establish requirements that you must meet to their satisfaction before being able to receive a Payout, as provided below. Creator Earnings Payout Requests can take up to 30 calendar days to process. Payouts are restricted to Users 18 years or older.
For Creator Earnings Payout requests, we may impose a limit on both the minimum or maximum amount and/or frequency of your Payouts based on the age of your account, your history as a Creator, and your compliance with the Rules. In particular, the following limitations apply to Payouts:
(a) Your requested Payout must be no less than $25; and
(b) Your requested Payouts must comply with PPL’s weekly limits, determined with reference to your User Account age. The weekly limit is $100 per week in the User accounts first 30 days, and then $500 per week until 90 days have passed. No further weekly limits will apply after 90 days.
Weekly limits and minimum payout amounts are subject to adjustment from time to time in PPL’s sole discretion, with any updated terms set forth in the PPL App settings.
Creator Earnings must be held in your User account for 30 days before they can be disbursed to you (excluding bonus and prize programs designated by PPL, which may be immediately available), and your first Payout will be reviewed manually by the PPL team before it is released to you. Once you earn more than the minimum amount set forth in the PPL App, you are entitled to transfer the money from your payment processor account into your external bank account. Accounts that fall below the minimum threshold will remain in the Program and will not be removed from the Program but funds accrued below the minimum amount set forth in the PPL App will not be paid out. You must satisfy all of the Program Eligibility Requirements to be entitled to a Payout of Creator Earnings. We reserve the right at any time to modify how our Creator Earnings payment calculation is structured, the frequency and amount of payments allows, or by adding or removing eligible revenue types, for any reason, including business, financial, or legal reasons.
Upon submitting a Payout Request, the requested amount for the Payout will be deducted from your Account, pending approval and processing of such Payout. In the event your Payout Request is denied, or the Payout is otherwise unable to be completed, the deducted Payout amount will be restored to your Account. We may not be able to remit payments to certain countries, entities, or individuals because of legal or other considerations.
If you are found to artificially inflate the number of Gems spent on Creator activities or the Creator Earnings in your account, or manipulate the Platform to fraudulently obtain Gems or Creator Earnings, you will be terminated from the Program. PPL may in its discretion also suspend payment of any Creator Earnings pending a review of your account and the related conduct, and earnings associated with violations of the Terms and these Rules may be forfeited (subject to applicable law). If at any point PPL finds content to be manipulated, including, for example using bots or other automated means, or artificially inflated, PPL reserves the right to adjust any future payments, or to suspend payment.
PPL reserves the right to issue payouts to you at any cadence in its sole discretion, including for business, financial, or legal reasons.
PPL is the platform account and is responsible for refunds, chargebacks and negative balances on connected accounts.
PPL currently uses Stripe Connect as its Payment Processor to make its Creator Earnings payments to you. To be part of the Creator Earnings Program, as noted above, you will first need to create an account with our Payment Processor who will require you to meet certain identity verification requirements, such as providing proof of identity and/or residence. You will also be required to submit payment and tax information to the Payment Processor. If PPL or the Payment Processor determines as part of the payment onboarding process, or later, that payments cannot be made to you for any reason, you cannot be part of the Program. By accepting these Rules, you expressly authorize PPL to access data about your Payment Processor connected account activity and transactions and to conduct other activities in connection with the processing and monitoring of revenue share payments under these Rules.
In order to access and use Stripe Connect, you will be required to maintain an active and valid user account with Stripe, and accept and agree to Stripe’s Terms of Service (or any successor URL designated by Stripe) and Privacy Policy (or any successor URL designated by Stripe), which shall govern your use of Stripe Connect. Please review Stripe’s terms carefully.
PPL MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE STRIPE CONNECT SERVICE AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING THE STRIPE CONNECT SERVICE. TO THE EXTENT PERMITTED BY APPLICABLE LAW, AS BETWEEN PPL AND YOU, (i) YOU ASSUME ALL RISK FOR ANY DAMAGE THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO THE STRIPE CONNECT SERVICE, YOUR DEALING WITH STRIPE, AND ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE STRIPE CONNECT SERVICE, AND (ii) YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE STRIPE CONNECT SERVICE), OR THE LOSS OF DATA THAT RESULTS FROM THE USE OF THE STRIPE CONNECT SERVICE OR THE DOWNLOAD OR USE OF THAT MATERIAL OR CONTENT THEREFROM.
Transaction Fees may in PPL’s discretion be assessed when you initiate a Payout. Such fees will be deducted from the amounts paid to you by PPL or our Payment Processor. Transaction Fees vary depending on payment method chosen and will be shown on the Platform and/or by our Payment Processor facilitating Payouts.
You understand that your relationship with us is solely that of a user of our services, as an independent person. You are not our employee. No agency, partnership or joint venture is intended or created by these Terms or your participation in the Program. You maintain all rights and responsibilities for the nature and legality of your content, the manner in which it is created and offered, and whether you decide to offer it at all.
You are responsible for any taxes that may be owed in connection with any Payout. We consider any Payouts to be payments for services you have provided. You are responsible for ensuring that all payments received, if any (whether you live in the U.S. or elsewhere) are reported to the proper taxing authorities. PPL shall bear no responsibility for withholding or paying the tax obligations of any user, nor shall PPL be held liable for any failure by a user to timely pay any tax obligations arising from participation in the Creator Earnings Program. We may require you to have a current IRS form W-9 or other document on file with us or our Payment Processor prior to processing any Payout Requests. All payments made to U.S. Users (other than for certain limited exceptions due to reporting requirements) will be reported to the IRS and to you using a form 1099. Payments made to non-U.S. Users will not be reported to their home countries.
YOU EXPRESSLY ACKNOWLEDGE THAT THE PROGRAM (OR FEATURES THEREOF) MAY BE EXPERIMENTAL IN NATURE AND/OR IN A BETA PHASE AND AGREE THAT ACCESS TO AND/OR USE OF THE PROGRAM AND SUBSCRIPTIONS IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PROGRAM AND SUBSCRIPTIONS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. PPL DISCLAIMS ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ARISING FROM COURSE OF DEALING OR PERFORMANCE. PPL MAKES NO WARRANTIES OR REPRESENTATIONS AND DISCLAIMS ALL RESPONSIBILITY AND LIABILITY FOR: (I) THE COMPLETENESS, ACCURACY, AVAILABILITY, TIMELINESS, SECURITY OR RELIABILITY OF THE PROGRAM AND SUBSCRIPTIONS, AND (II) WHETHER THE PROGRAM OR SUBSCRIPTIONS WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS. PPL DOES NOT CONTROL, ENDORSE OR ADOPT YOUR ACCOUNT (INCLUDING ANY CONTENT, FEATURES OR BENEFITS THEREIN).
We reserve the right to modify these Rules, from time to time. We will notify you of material revisions, for example via a service notification or an email to the email associated with your account. Your continued participation in the Program after changes have become effective will be deemed as your acceptance of such changes. If any changes are not acceptable to you, you may terminate your participation in the Program by providing written notice to PPL by writing to help@ppl.xyz. Prior to terminating your account, you should request a Payout of any remaining Creator Earnings that have not yet been distributed. Once a User account is terminated, all associated Gems are automatically forfeited. If you have remaining Creator Earnings under the minimum distributable balance of $25, please contact PPL by writing to help@ppl.xyz in order that we can coordinate the payout.
If you have any problems accessing your account or Creator Earnings, or have any concerns or questions about any aspect of the Program or the Rules, please contact us via help@ppl.xyz.